From April 1 onwards, UPI money withdrawals at HDFC Bank ATMs shall be handled the identical as common ATM money withdrawals. After exceeding the free restrict, a charge of Rs 23 + relevant taxes per transaction shall be charged.
Free ATM transaction limits for HDFC Bank savings, wage accounts
HDFC Bank at present gives the next month-to-month free ATM transaction limits for financial savings and wage account holders:
Customers could make 5 free transactions at HDFC Bank ATMs. Other Bank ATMs (metro cities) provide three free transactions, whereas different Bank ATMs (non-metro cities) provide 5 free transactions. When these limits are exceeded, related fees are imposed.HDFC Bank additionally applies particular fees for ATM utilization overseas:
For the non-managed part, there’s a cost of Rs. 25 + relevant taxes each stability enquiry and Rs 125 + relevant taxes per money withdrawal, plus a 3.5%# cross-currency markup.
For the managed phase, Rs. 110 + relevant taxes per money withdrawal + 3.5%# cross-currency markup, and Rs. 15 + relevant taxes every stability inquiry.
# Only the Infiniti Debit Card is topic to the 0.99% preferential cross-currency markup.
Which HDFC Bank ATM card has an infinite withdrawal restrict?
Below accounts have an infinite free transaction restrict at HDFC Bank ATMs: Current Account – Biz Lite+, Biz Pro+, Biz Ultra+, Biz Elite+, Flexi, Plus, Activ, Ascent, Max Advantage, Max, Professional, Ecomm, Apex, Ultima, Flexi, Merchant Advantage Plus Current account, Merchant Advantage present account & Supreme Current Account, Startup Current Account (earlier generally known as Smartup Alpha Current Account), SmartupMax, Smartup Growth and Giga Current Account.
What are the HDFC Bank fees for different financial institution ATMs?
At metro ATMs, account holders can avail 3 free transactions and at non-metro ATMs, 5 free transactions can be found.
Beyond this restrict, money withdrawal and non-financial transaction – Rs 23/- plus relevant taxes from May 1, 2025.
HDFC Bank fees on utilization at home service provider shops or web sites
Below are the HDFC Bank fees on utilization at home service provider shops or web sites, as per the HDFC Bank web site
- There are not any fees for utilizing the debit card at home service provider places and web sites.
- However, at choose retailers like IRCTC, railway stations, transaction fees, surcharges as per business practices shall be relevant by the service provider.
- The following are the transaction fees relevant whenever you use an HDFC Bank debit card at: Flat cost of Rs. 30 per ticket + 1.8% of the transaction quantity at railway stations.
- IRCTC: Transaction cost of 1.8% of the transaction quantity gas surcharge wouldn’t be relevant for the transactions finished on HDFC Bank swipe machines at authorities petrol shops (HPCL/ IOCL/ BPCL).
